OP #499672 here. I worded that badly. We're comfortable and have a little savings, but we're never going to be millionaires. We're stable and having kids is something we both want. He just wants them more because he's not terrified of pregnancy. I am. But I've decided that I'm as ready as I'll ever be. I'm never going to be not-terrified of pregnancy unless I do it. I want to do it. For him. For us. I have him to ease my fears and ground me and share this with me. We'll be okay. He'll be a great daddy, and I will do my best, which he says means I'll be a good mom. It's time.